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Two harbors FCU


Rates

Rates

Loan Rates Share Certificate Accounts Share and Share Draft Accounts Fee Schedule

Effective as of: 10/15/2024
Loan Rates
Loan typeTerms for repaymentAnnual Percentage Rate (APR*)
Auto (New to 2019)
0 -36 monthsAs low as 5.49%
37 - 48 monthsAs low as 5.74%
49 - 60 monthsAs low as 5.99%
61 - 72 monthsAs low as 6.64%
73 - 78 monthsAs low as 7.49%
79 - 84 monthsAs low as 7.79%
Auto (2018 and older)
0 - 36 monthsAs low as 5.79%
37 - 48 monthsAs low as 6.54%
49 - 60 monthsAs low as 6.64%
61 - 72 monthsAs low as 7.14%
Large RV's and Boats*
0 - 36 monthsAs low as 5.49%
37 - 48 monthsAs low as 5.74%
49 - 60 monthsAs low as 5.99%
61 - 72 monthsAs low as 6.64%
73 - 78 monthsAs low as 7.49%
* Terms up to 180 months available. See a loan officer for details.
Personal RV (snowmobiles, ATV, Jet ski, dirt bikes, etc.)
0 - 36 monthsAs low as 5.54%
37 - 48 monthsAs low as 5.89%
49 - 60 monthsAs low as 6.14%
 
Unsecured0 - 60 monthsAs low as 9.64%
VISA Platinumn/a9.90%
Flex Cashn/a13.90%
Real Estate
5 year balloon / up to 30 yearsPlease Contact Credit Union
Fixed 15 yearsAs low as 6.29%
Home Equity
5 year balloon / up to 20 yearsPlease Contact Credit Union
Fixed 15 yearsAs low as 6.29%
FHA Title I
5 yearsAs low as 6.90%
Up to 10 yearsAs low as 7.40%
 
HELOCAdjustableFloor 3.5%
MHFA Fix UpPlease Contact Credit UnionPlease Contact Credit Union
 
All rates are subject to change without notice.
Loan rates based on individual credit score and credit union relationship.

Hours & Location

Drive-Up:
Mon - Fri 7:30am to 5:30pm

Lobby:
Mon - Fri 8:00am to 5:00pm

Located at:
801 11th Street
Two Harbors, MN 55616
218-834-2266

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