Click Go there to view our current loan rates.

Vehicle Loans

THFCU is your vehicle financing partner.

After time spent researching your car or truck, we want to make financing quick and easy. With THFCU our simple application process and fast approval will help you focus on the more important things in your life - like driving that new car!

Buy new or used

We offer our new rate on vehicles up to 3 model years old. Check us out for great rates and terms on new and used vehicles.

Pre-approval

Simplify your buy with loan pre-approval. Get behind the wheel faster and gain the upper hand in your purchase negotiation. It starts with a quick call to THFCU.

Term options

Loan terms can be as long as 84 months based on the vehicle age, mileage and condition.

MORE4LESS VEHICLE LOANS

Want more car for less of a monthly payment? Consider the More4Less vehicle loan, a unique program that looks like a lease but actually lets you build equity in your purchase. Borrow up to the full amount, but enjoy a payment calculated on only a portion of the debt. When your loan term is complete, pay off the remaining debt or simply turn in the vehicle and walk away. Any remaining equity is yours and can be applied to your next purchase.

Compare payment options on hundreds of makes and models with our More4Less calculator.

See how much more you can get… for less!

Payment convenience

Never miss a payment! Your loan can be set up to auto pay to regularly transfer funds from your THFCU checking or savings account. Payments can be deducted from your direct deposit, or enjoy the flexibility of Home Banking and make payments from the comfort of your phone, tablet or personal computer.

Protection services

THFCU offers a variety of coverages for vehicle and recreational loans. Get complete information under the Insurance tab.

Recreational Vehicle Loans

Click Go there to view our current loan rates.

Enjoy the Great Outdoors

Take advantage of all four seasons with a new or used recreational vehicle: ATV's, snowmobiles, off-road motorcycles and personal watercraft - finance your toys at THFCU with terms to meet any budget. Looking for accessories? On qualified purchases, we can do that too.

RV's such as motorhomes, campers and travel trailers

New and used with terms to fit your budget of up to 15 years on qualified vehicles.

Pre-approval

Simplify your buy with loan pre-approval. Get behind the wheel faster and gain the upper hand in your purchase negotiation. It starts with a quick call to THFCU.

Payment convenience

Never miss a payment! Your loan can be set up to auto pay to regularly transfer funds from your THFCU checking or savings account. Payments can be deducted from your direct deposit, or enjoy the flexibility of Home Banking and make payments from the comfort of your phone, tablet or personal computer.

Protection services

THFCU offers a variety of coverages for vehicle and recreational loans. Get complete information under the Insurance tab.

Financed with someone else? - Refinance with THFCU and you'll likely save money over what you're paying elsewhere. Remember too that your refinanced loan may be eligible for 1% cash back. Learn more under the Member Benefits tab.