IN THE COMMUNITY

If you’re 21 or under, you’ll find growth potential at THFCU in April

Start saving, earn cash

Open a THFCU checking account in April and we’ll deposit the first $15.00 deposited to your account. Add a WINcentive Savings account and we’ll deposit another $10.00. WINcentive is savings like no other - with every $25 deposit you make, you’re entered into a lottery and could win $100 every month, $1,000 every quarter, and $5,000 every year.*

Visit, enter and win

Young visitors to THFCU during youth month will receive a free gift. Make a deposit to an existing savings account for a chance to win a family pass to the Duluth Aquarium, a Skyzone gift certificate, or a Duluth Huskies Game Pack.

Show us your artistic side

The Youth Month Coloring Contest is underway! Click for our 2025 Coloring Page. Bring your completed masterpiece to our office during the month of April for display and judging!

Watch and learn

It’s a Money Thing is a fun way to learn the basics of personal finance – Enjoy our series of animated short videos on everything from budgeting to building a credit score.

*Winning one prize category (monthly, quarterly, or annual) does not disqualify a participant from winning a different prize category within the same year. Drawings will occur on or about the 10th of each month for the previous month and/or quarter end. Prize Amounts are subject to change.

It was a fine day for golf as Team THFCU hit the links in support of our hometown team. The Agates Golf Scramble was held at Lakeview National Golf Course as part of Heritage Days, with proceeds supporting Agates Sports.

Pictured below are Matt & Erin Mecklin and Alyssa & Adam Hastings.

Go Agates !

Another month, another WINcentive winner at THFCU.

We recently presented Hayden with a check for $1,000. How did Hayden become eligible for his prize? By saving money at THFCU.

WINcentive Savings is an account like no other. Whenever you make a deposit, you are automatically entered into a cash drawing with other WINcentive savers throughout the state of Minnesota. Every month, 45 winners are drawn for a $100 cash prize. Every three months, four more winners are drawn for a $1,000 prize. And once a year, one lucky saver will receive the grand prize of $5,000.

Best of all, even if you win in one prize category (monthly, quarterly or annually), you’re still eligible to win in the others.

And all you have to do is deposit money into a savings account that earns dividends. Make up to four deposits each month to earn a maximum of four monthly entries.

Who knows? You may very well be our next WINcentive Winner.

Member wins $5,000 for saving at THFCU

THFCU member Olivia discovered the benefits of a WINcentive savings account as the state of Minnesota’s grand prize winner, awarded with the $5,000 prize at THFCU earlier this year.

WINcentive is a savings account like no other. It has all of the features of traditional savings (including dividends paid on your balance) with one exciting difference. Every deposit of $25 made to the account (limit: four per month) enters you into a drawing for cash rewards. Win up to $100 each month or $1,000 each quarter. Or be like Olivia and win the annual grand prize of $5,000!

Open your WINcentive savings account today - call or visit our 11th Street location.

It’s a Money Thing is your online resource for financial education. Short entertaining videos explain everything from inflation to cryptocurrency to understanding your credit score. Grandma is just one of many characters led by Jen, the teen with a hunger for knowledge about all things personal finance. Watch Grandma use orange marmalade to explain inflation by clicking the video image below. Then view other educational videos, most less than 5 minutes in length. You won’t find a more entertaining way to learn about finance!

Living in Northern Minnesota teaches us not to just endure the cold, but to celebrate it. The Winter Frolic is an annual community event that brings generations together for a fun-filled weekend of snowy activities.

Coordinated by the City of Two Harbors and supported by organizations like THFCU, we enjoy a schedule full of live music, vendors, sliding hills, winter kickball and…. Curling!

For years Team THFCU puts our finest on the ice for exciting local competition. We honor our athletes – Erin, Yancy, Felicia and Will – and look forward to sweeping our way to victory next year!

Our passion is to advance the financial well-being of our membership, and one of the best ways to do that is through financial education. The more our members know, the more likely they are to benefit from sound financial decisions.

Among credit unions THFCU is well known and regarded for our commitment to education. Recently the Minnesota Credit Union Foundation awarded us a grant to further our financial education programs, particularly those targeted at young adults.

To that end we recently launched It’s a Money Thing an informative and fun video series featuring Jen, a cartoon character that embarks on a journey to understand everything there is to know about money.

Whether it’s comparing credit cards, leasing vs. buying, or boosting your credit score, Jen has the questions – and answers to keep you in the know.

Online Financial Education Videos

Watch the video Common Money Beliefs starring Jen below!

THFCU is back in schools – in person – teaching financial education!

Recently members of the THFCU team visited third and fourth grade classrooms at Minnehaha Elementary, where we talked about making money, spending it, and saving it.

After several fun activities - and a lot of stickers – we’re just getting started. We’ll be back to keep the learning alive. Says THFCU’s Erin, “We’re helping kids become financially smart, in and out of the classroom!”