Talking Issues with Rick Nolan

Recently Two Harbors Federal Credit Union President/CEO Randy Willert visited with U.S. Representative Rick Nolan to discuss issues facing credit union members. Randy, along with other Minnesota credit union leaders, visited Congressman Nolan’s offices in Washington, D.C. to address the following:

  • Regulatory Burdens. Regulation aimed at Wall Street banks inadvertently stifles credit unions’ ability to provide our members with safe and affordable services.
  • Stopping Merchant Data Breaches. When merchant data breaches occur, credit unions (and their members) bear the costs of the breach. Merchants should be held to the same standards as banks and credit unions.
  • Preserving the Credit Union Tax Status. Credit unions are exempt from federal income tax due to our not-for-profit status. A tax on credit unions is a tax on the members we serve.

The issues facing credit unions nationwide impact Two Harbors and surrounding communities. We’ll continue to make our legislators aware of the value of our not-for-profit, member-owned credit union.

Community Curling Challenge

Two Harbors Federal Credit Union was a proud participant in the 2017 Winter Frolic. The Frolic helps us all embrace the cold months of a North Shore winter, featuring a variety of family-friendly activities sponsored by THFCU and other local businesses.

Team THFCU (Tim, Mandy, Yancy and Erin) demonstrated their skills in the Community Curling Challenge. It was a great weekend, and an event that we are proud to sponsor each and every year!

Giving Back THFCU Food Shelf Donation

At the close of each year Two Harbors Federal Credit Union enjoys a holiday tradition of Giving Back. Donations are requested of our membership, and for every $1.00 raised, the credit union matches with $2.00.

Money raised supports a variety of causes all within the Two Harbors community.

This year we met our goal early and were able to purchase gifts, clothes and food for two local families, with remaining funds donated directly to the Two Harbors Food Shelf.

THFCU President Randy Willert and Vice President of Operations Jerry Hostetter are pictured delivering funds to representatives of the Food Shelf. Proceeds were donated on behalf of Two Harbors staff, volunteers, and members.

We thank you for your continued support of our Holiday Gift Match. We are proud to represent you as we Give Back to our community!


Two Harbors Federal Credit Union is now taking applications for our 2017 scholarship, to be awarded Spring 2017 for use during the 2017-18 school year. Apply for one of four awards, each for $1,000. Two scholarships are available for high school seniors pursuing post-high school education. Two more scholarships are available for other students - those already in college/trade school, or those who are returning to school to further their education. Click here to complete and submit your application online.

Apply for Scholarship

Hours & Location

Mon - Fri 7am to 6pm

Lobby Hours:
Mon & Fri 8am to 6pm
Tues, Wed, Thur 8am to 5pm

Located at:
801 11th Street
Two Harbors, MN 55616

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