Rates

Loan Rates Share Certificate Accounts Share and Share Draft Accounts Fee Schedule

Effective as of: 01/01/2017
Loan Rates
Loan typeTerms for repaymentAnnual Percentage Rate (APR*)
New Auto (2015 to New)
0 -36 monthsAs low as 2.24%
37 - 66 monthsAs low as 2.99%
67 - 72 monthsAs low as 3.34%
73 - 78 monthsAs low as 3.69%
79 - 84 monthsAs low as 4.69%
New Auto (2012 - 2014)
0 - 36 monthsAs low as 2.24%
37 - 66 monthsAs low as 2.99%
67 - 72 monthsAs low as 3.34%
Used Auto (2009 - 2011)
36 monthsAs low as 3.99%
37 - 60 monthsAs low as 4.24%
Used Auto (2008 and Older)
36 monthsAs low as 4.99%
37 - 48 monthsAs low as 5.99%
Large RV's and Boats*
0 - 36 monthsAs low as 2.49%
37 - 66 monthsAs low as 3.24%
67 - 72 monthsAs low as 3.59%
73 - 78 monthsAs low as 3.94%
79 - 84 monthsAs low as 4.94%
* Terms up to 180 months available. See a loan officer for details.
Personal RV (snowmobiles, ATV, Jet ski, dirt bikes, etc.)
0 - 36 monthsAs low as 2.49%
37 - 60 monthsAs low as 4.09%
61 - 72 monthsAs low as 5.09%
 
Unsecured0 - 60 monthsAs low as 8.99%
VISAn/a9.90%
Share Overdraft Protectionn/a13.90%
Real Estate
5 year balloon / up to 30 yearsPlease Contact Credit Union
Fixed up to 12 yearsAs low as 3.59%
Home Equity
5 year balloon / up to 30 yearsPlease Contact Credit Union
Fixed up to 12 yearsAs low as 3.59%
FHA Title I
5 yearsAs low as 6.50%
Up to 10 yearsAs low as 7.00%
 
HELOCAdjustableFloor 3.5%
MHFA Fix UpPlease Contact Credit UnionPlease Contact Credit Union
 
All rates are subject to change without notice.
Loan rates based on individual credit score and credit union relationship.
Hours & Location

Drive-Up:
Mon - Fri 7am to 6pm

Lobby Hours:
Mon & Fri 8am to 6pm
Tues, Wed, Thur 8am to 5pm

Located at:
801 11th Street
Two Harbors, MN 55616
218-834-2266


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