Easy, 24/7 access is must in today's world. THFCU's E-Service connect you to your accounts from virtually anywhere and at any time.

Home Banking

  • Log in to this free, secure service right from our home page and:
  • Check your account balance
  • Pay your bills online
  • Receive copies of your statements online
  • View your account history
  • Transfer funds between accounts
  • Make a loan payment
  • Reorder checks
  • Write a check to yourself
  • Apply for a loan
  • Order copies of canceled checks
  • Reorder a copy of a statement
  • Receive information on interest earned or interest paid for tax purposes
  • Stop payment on a check
  • Use Home Banking to order a copy of a paid check online
  • Deposit a check

Mobile Banking

Carry your credit union in your pocket! Log in to your accounts from your favorite smartphone or tablet. Simply visit mobile.thfcu.org to get started

Save yourself a trip

Deposit checks using your smart phone or mobile device. Click here for our User Agreement. Complete and return to THFCU and get started saving time and money!


Feeling social? Like THFCU on Facebook and keep up to date with your credit union. Learn what we're doing for our members and our communities!


Youth / Teen Clubs

Join the THFCU Youth Advisory Board

Attention THFCU teens: What questions do you have about saving, borrowing and accessing money? It's likely those same questions are also being pondered by your friends, siblings and classmates. We'd love to provide the answers, but first we need to hear from you. The THFCU Youth Advisory Board is a group of 13-18 year old members that meet a few times each year to discuss financial issues important to today's young people.

Get involved and make a difference. Contact Erin Mecklin (emecklin@thfcu.org) to learn more about this exciting opportunity!

Saving Safari Club (Ages 10 and under)

Saving can be fun, particularly when you're part of this free club for our young savers. Monty the Money Monkey (and his friends at THFCU) award a special badge and punch card (to keep track of deposits) with all new Safari accounts.

Every time a young saver makes a deposit, they'll receive:

  • A special gift from the THFCU 'prize bucket'
  • A punch on their savings card, encouraging them to return to THFCU and save even more. After five punches, savers get to choose from an assortment of larger prizes.
  • Entry into a quarterly drawing for $25.00 (for deposits of $25.00 or greater)

Early Earners Club (Ages 11-14)

Develop important savings habits as an Early Earner. Every time they make a deposit, they'll receive:

  • A punch on their savings card, encouraging them to return to THFCU and save even more. After five punches, savers get to choose from an assortment of larger prizes.
  • Entry into a quarterly drawing for $25.00 (for deposits of $25.00 or greater)

Parents: Sign up for eAllowance and have allowances automatically transferred into your Early Earner's account


Read our online magazine for youth of all ages! Choose a level to enjoy articles, games, comic strips and more:

5-Spot (elementary school)

AJs (middle school)

5-Spot (high school)

Youth / Teen Clubs


As a THFCU member you have free access to money management and financial education services through GreenPath, a non-profit company that partners with you to achieve your financial goals. Receive assistance with:

  • Personal and family budgeting
  • Understanding your credit report and how to improve your score
  • Money management
  • Debt repayment
  • Avoiding bankruptcy, foreclosure and repossession

Get started. Get on the GreenPath. Call Toll- Free (877) 337-3399 or click here.



THFCU is pleased to exclusively offer BudgetSmart, is a free software download which uses simple graphics, "pop-up" boxes and bar charts to help you manage money more effectively. Use BudgetSmart to:

  • Establish a budget
  • Track spending
  • View tips for improving areas of overspending (or inadequate saving)
  • Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget

To get your copy of BudgetSmart, click here.

Budget Smart

Hours & Location

Mon - Fri 7am to 6pm

Lobby Hours:
Mon & Fri 8am to 6pm
Tues, Wed, Thur 8am to 5pm

Located at:
801 11th Street
Two Harbors, MN 55616

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