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Two harbors FCU


Rates

Rates

Loan Rates Share Certificate Accounts Share and Share Draft Accounts Fee Schedule

Effective as of: 11/13/2023
Loan Rates
Loan typeTerms for repaymentAnnual Percentage Rate (APR*)
Auto (2018 - new)
0 -36 monthsAs low as 5.79%
37 - 48 monthsAs low as 6.14%
49 - 60 monthsAs low as 6.39%
61 - 72 monthsAs low as 6.89%
73 - 78 monthsAs low as 7.74%
79 - 84 monthsAs low as 8.04%
Auto (2017
0 - 36 monthsAs low as 6.04%
37 - 48 monthsAs low as 6.79%
49 - 60 monthsAs low as 6.89%
61 - 72 monthsAs low as 7.39%
Large RV's and Boats*
0 - 36 monthsAs low as 5.79%
37 - 48 monthsAs low as 6.14%
49 - 60 monthsAs low as 6.39%
61 - 72 monthsAs low as 6.89%
73 - 78 monthsAs low as 7.74%
* Terms up to 180 months available. See a loan officer for details.
Personal RV (snowmobiles, ATV, Jet ski, dirt bikes, etc.)
0 - 36 monthsAs low as 5.79%
37 - 48 monthsAs low as 6.14%
49 - 60 monthsAs low as 6.39%
 
Unsecured0 - 60 monthsAs low as 9.89%
VISA Platinumn/a9.90%
Share Overdraft Protectionn/a13.90%
Real Estate
5 year balloon / up to 30 yearsPlease Contact Credit Union
Fixed 15 yearsAs low as 6.79%
Home Equity
5 year balloon / up to 20 yearsPlease Contact Credit Union
Fixed 15 yearsAs low as 6.79%
FHA Title I
5 yearsAs low as 6.75%
Up to 10 yearsAs low as 7.25%
 
HELOCAdjustableFloor 3.5%
MHFA Fix UpPlease Contact Credit UnionPlease Contact Credit Union
 
All rates are subject to change without notice.
Loan rates based on individual credit score and credit union relationship.

Hours & Location

Drive-Up:
Mon - Fri 7:30am to 5:30pm

Lobby:
Mon - Fri 8:00am to 5:00pm

Located at:
801 11th Street
Two Harbors, MN 55616
218-834-2266

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